Headwaters Agency Inc. Insurance Headwaters Agency Inc. Visit Website Request Info 315 Park Ave. S. Park Rapids, MN 56470 (218) 732-1421 (218) 237-2625 (fax) Facebook Hours: 9 am - 5 pm and by appointment. About Map About Full service insurance brokerage. Commercial,personal,life, specialty and more. Business, resorts, toys, real estate. Directions In the heart of Park Rapids. Located on Hwy 71 across from Hugo's. What's Nearby? Distance: 5 10 15 20 25 50 mi.